By Brandon Matthews
As we have witnessed over the past year, the auto industry can be quite fickle. When General Motors and Chrysler declared bankruptcy last year, nervous car buyers turned away from the two U.S. auto giants. As the auto industry begins to rebound, the American car-buying consumer finds itself in the ironic position of having to have exceptional credit, in order to purchase a vehicle from a company with a recent bankruptcy on its own failed report card. The beneficiaries unti...